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Specialist Mortgages Mortgage Solutions
Designed For Contractors
We specialise in contractor mortgages using daily rate underwriting — giving you access to far higher borrowing than high street banks offer.
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Why Specialist Expertise Matters
Not all mortgage brokers understand complex income structures
Specialist Lenders
Access to lenders who specifically cater to contractors and self-employed applicants
Higher Borrowing
Maximise your borrowing potential with specialist income assessment methods
Competitive Rates
Get access to exclusive rates from lenders who understand your income
Not Sure Which Mortgage Is Right For You?
Our AI mortgage assistant analyses your situation and matches you with the right product and lender — before you speak to an adviser.
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Specialist Mortgage Solutions
Expert mortgage advice for contractors, self-employed, and those with unique financial circumstances. We specialise in cases that high street banks often decline.
Contractor Mortgages
Specialist Mortgages for IT, Engineering & Professional Contractors
As a contractor, your income structure is different from traditional employment. We work with specialist lenders who understand contractor finances and can assess your borrowing based on your contract day rate, not just your accounts.
Self-Employed Mortgages
Mortgage Solutions for Business Owners, Freelancers & Directors
Being self-employed doesn't mean you can't get a competitive mortgage. We specialise in self-employed applications and know which lenders offer the best terms for business owners, sole traders, and company directors.
Adverse Credit Mortgages
Mortgage Solutions for Imperfect Credit Histories
Previous credit issues don't have to stop you getting a mortgage. We work with specialist adverse credit lenders who consider individual circumstances including CCJs, defaults, IVAs, and bankruptcies.
Buy-to-Let Mortgages
Investment Property Mortgage Solutions
Whether you're a first-time landlord or building a property portfolio, we can help you find the right buy-to-let mortgage. We work with lenders who offer competitive rates for both residential and commercial properties.
Expat Mortgages
UK Property Mortgages for British Expats
Living abroad doesn't mean you can't own property in the UK. We specialise in expat mortgages and work with lenders who understand the complexities of foreign income, currency risk, and non-UK residency.
Large Loan Mortgages
High-Value Mortgage Solutions
For high-value property purchases, standard mortgage products often fall short. We have access to specialist large loan lenders who can accommodate borrowing requirements above £1 million with bespoke underwriting.
CIS Mortgages
Mortgage Solutions for Construction Industry Workers
CIS contractors often struggle with standard mortgage applications due to their unique tax arrangements. We work with lenders who understand CIS and can use your gross contract income for affordability calculations.
Locum Mortgages
Mortgage Solutions for Locum Doctors, Nurses & Healthcare
As a locum professional, your variable income and multiple contracts can make mortgage applications challenging. We work with lenders who understand locum work and can use your average earnings for affordability.
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Talk to our Mortgage Experts
Have a question about rates, pre-approval, or the buying process? We're here to make the mortgage side of things simple and stress-free. Drop us a line today.
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FAQ
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Everything you need to know about mortgages