Mortgage Calculator

Mortgage &
Finance Calculators

Know your numbers before you apply. Our AI-enhanced calculators give you accurate estimates instantly.

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Our AI mortgage assistant analyses your situation and matches you with the right product and lender — before you speak to an adviser.

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Hi! I'm Elena. I can help you find the best mortgage options for your situation. What are you looking for?

All calculations are estimates for illustrative purposes only and do not constitute financial advice. Actual rates and terms vary by lender and individual circumstances. MortgageTek Ltd is FCA authorised (CRN 123456).

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Keep chatting — this updates as you share details like property value, deposit and income.

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Your answers will appear here as you chat.

We'll usually ask about: Goal, Property Price, Deposit / Loan Left, Income, Joint Applicant, Monthly Debts, Term, Rate Type.

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68% of users who chat with me first secure a better rate than going direct to a bank.

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Have a question about rates, pre-approval, or the buying process? We're here to make the mortgage side of things simple and stress-free. Drop us a line today.

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Common Questions

Everything you need to know about Calculators.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Our AI-enhanced calculator uses your inputs — income, deposit, property price and debts — to give a close estimate, though final figures depend on lender criteria and a full application.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. No — using our calculators is a soft check only and never shows up on your credit file or affects your score in any way.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Yes, simply select the Buy To Let or Remortgage tab above and our assistant will ask the relevant questions for that product type.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Most people get an instant eligibility estimate in under two minutes by answering a handful of quick questions.