Home Movers
Start AI Consultation
Talk To AI Assistant “MortgageTek's AI tool helped me understand exactly what I could borrow before I even spoke to an adviser. Completed in 8 weeks — incredible service!”
S
Sarah M.
First Time Buyer · London
Home Movers
Moving Home, Made Straightforward.
Whether you port your existing deal or start fresh, we compare 90+ UK lenders to find the mortgage that fits your next move — and coordinate the timing with your sale and purchase.
Start AI ConsultationTrusted By Thousands
Everything You Need To Move Home With Confidence
FCA Regulated
Fully authorised and regulated by the Financial Conduct Authority for your protection.
Whole of Market
Access to thousands of home mover mortgage products from over 90 UK lenders.
Expert Advisers
Dedicated specialists who understand the timing pressures of moving home.
No Hidden Fees
Transparent pricing with no surprises. We earn from lenders, not from you.
Port Or Switch Advice
We work out whether porting your current deal or switching lender saves you more.
Fast Decisions
Get an agreement in principle in minutes with our digital-first approach.
Why Choose Us
Mortgage Advice Designed Around Home Movers
We simplify the mortgage side of moving so you can focus on the move itself.
Dedicated Mortgage Adviser
Your own personal adviser guides you from first call to completion.
Compare 90+ UK Lenders
We search the whole market to find the very best deal for your next home.
Port Or Switch — Whichever Wins
We compare porting your existing mortgage against new deals, so you never overpay.
Support Until Completion
We stay with you all the way through to collecting your new keys.
Digital Application Process
Apply online in minutes — no paperwork, no queuing at branches.
Coordinated Sale & Purchase Timing
We help keep your mortgage timeline aligned with your chain.
Moving Home, Step By Step
From checking whether you can take your rate with you, to collecting your new keys, here’s exactly how we guide you through it.
Check Your Porting Eligibility
We request your redemption statement and confirm whether your current mortgage can be ported to your new home — ideally before you start marketing your property, to avoid early repayment charges.
Get Your Agreement In Principle
We secure an Agreement in Principle for your onward purchase, giving estate agents and sellers confidence you're ready to proceed.
Port, Blend, Or Switch
We compare porting your existing rate, a blended rate for any extra borrowing, and switching lender entirely — whichever works out best for your move.
Apply & Complete
We submit your full application, align it with your sale and purchase timeline, and support you through to completion and your new set of keys.
Smart Tools
Know Your Numbers Before You Apply
Our AI-enhanced calculators give you accurate estimates in seconds. Understand your borrowing power, monthly costs, and stamp duty before speaking to an adviser.
Quick Mortgage Calculator
Loan Amount £250,000
Interest Rate (%) 4.5%
Term (years) 25 years
Estimated monthly repayment
£1,390
Representative example — actual rates may vary
Why Home Movers Love Us
Every Situation, Covered
Whatever's driving your move, we match you with lenders who understand it.
Porting Your Mortgage
Take your current rate with you to your new home, where it makes financial sense.
Learn moreChain-Free Moves
Streamlined advice when you're buying without a chain, or selling first.
Learn moreSecond Home Purchases
Buying your next home before your current one sells? We can help structure it.
Learn moreBad Credit Home Movers
Specialist lenders who take a flexible view of your credit history.
Learn moreNot Sure Which Mortgage Is Right For You?
Our AI mortgage assistant analyses your situation and matches you with the right product and lender — before you speak to an adviser.
Talk To AI Assistant Client Stories 4.9/5 from 2,400+ reviews on Trustpilot First-Time Buyer Contractor Self-Employed Remortgage Buy-to-Let First-Time Buyer
Thousands of Happy Homeowners
Real people. Real results. See what our clients say about their mortgage journey with MortgageTek.
5.0/5 from 175 Google reviews
“As a contractor, I'd been turned away by three banks. MortgageTek found me a lender who used my daily rate and got me a £520k mortgage. Life-changing.”
J
James K.
IT Contractor · Manchester
“The team understood my retained profits situation immediately. Secured a great rate and the whole process was smooth. Highly recommend!”
P
Priya T.
Self-Employed Director · Birmingham
“Remortgaging felt daunting but MortgageTek made it simple. They found a better rate than my bank offered and saved us hundreds monthly.”
A
Aisha R.
Second-Time Buyer · Leeds
“Third property purchase with MortgageTek and every time the process gets smoother. Their broker actually understands landlord finances.”
D
David C.
Buy-to-Let Investor · Bristol
“I had no idea where to start but the team walked me through every step. Got keys to my first flat in just 6 weeks.”
E
Emma L.
First Time Buyer · Bristol
Contact Us
Talk to our Mortgage Experts
Have a question about rates, pre-approval, or the buying process? We're here to make the mortgage side of things simple and stress-free. Drop us a line today.
FAQ
Common Questions
Everything you need to know about moving home
Most home mover mortgages complete within 8 to 12 weeks from application, though this can vary depending on the length of your chain. Starting early gives you the best chance of keeping your move on schedule.
It depends on your current rate, any exit charges, and what's available on the market today. We compare both options side by side — including redemption charges, arrangement fees and valuation costs — so you can see which genuinely works out cheaper.
Yes. We work with lenders who assess self-employed and contractor income flexibly, using your latest accounts, SA302s, or day rate rather than requiring years of payslips.
You'll usually need a solicitor or licensed conveyancer to handle the legal side of both your sale and purchase. Some remortgage and home mover deals come with free legal service options included.
Yes — there are specialist lenders who take a more flexible view of credit history. Your adviser will match you with lenders suited to your specific circumstances.